General rule is to understand your health needs, your budget, and finally your preferences.

Local health plan advisors can also provide great help with summarizing the benefits of all plans and focus your selections on what is best for you. Please let us know if you would like to speak to one. Please call 760 606 0030 for further assistance.

Original Medicare (Medicare Parts A and B) is provided by the federal government. Medicare Part C is an alternative for original Medicare. These plans are offered and administered by Medicare-approved private insurance companies.

You may have heard of Medicare Advantage, but are you wondering what a Medicare Advantage Plan is? Medicare Advantage is just another name for Medicare Part C . A Medicare Advantage Plan combines Medicare Part A and Part B hospital and doctor coverage in to one plan, often with additional benefits such as regular dental, vision, and hearing care.

Many Medicare Advantage plans include prescription drug coverage (Medicare Part D).

A Medicare Advantage Plan also offers protection against an annual out-of-pocket limit. This limit varies by plan.

Your Medicare Advantage eligibility is based on your original Medicare eligibility. If you're enrolled in Medicare Part A and Medicare Part B, you're usually eligible for a Medicare Advantage Plan.

You must also live in an area that offers Medicare Advantage Plan benefits.